Credit Quiz

How credit savvy are you? Take this simple quiz to find out.

1 Negative items must remain on your credit reports for at least seven years. True
False
2 Credit Bureaus are federally run organizations. True
False
3 You can legally create a new tax ID number to use when applying for credit. True
False
4 You do not need a law firm to dispute items on your credit reports, this is something you can do on your own. True
False
5 Bankruptcies can not be removed from your credit reports. True
False
6 Having an "R1" on your credit report is better than having an "R9". True
False
7 There are only three credit bureaus. True
False
8 The Fair Credit Reporting Act gives you the right to delete accurate items from your credit reports. True
False
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Quick Poll

I plan to have all my debt paid off in:

5-10 years
10-15 years
15-20 years
never
already debt free

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