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When using Lexington Law, how long did it take for your fico score to go up?*
My credit score is at 618 which is not horrible but not very good and I keep being told that it is the fico they are looking at when I apply for credit with bank and auto dealerships.
How long did it take for fico score to improve when using lexington law?
Answers:
1) It's not lexington Law. It's through the credit bureaus. Pay your bills on time. Manage your credit in an adult manner, and your FICO will go up. z
2) A friend of mine used them and noticed an increase within a couple of months. Here's where to get that; http://www.1-800badcredit.com/bad-credit-repair.html
3) Lexington Law is a for-profit company that cannot do anything you can't do yourself. If what you have is VALID collections and charge offs, then you need to pay them. Remember that these companies don't tell you the entire story. Yes, if you dispute something the credit bureau must remove it from your report if it's not verified in 30 days. What they don't tell you, is that once the creditor verifies the debt, they can put it back on with the original date-of-last-activity date. It's a band-aid, but the wound has to heal sometime.
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