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Question:

Why is Equifax credit score the most important?

Everytime i see anything about credit scores, they involve first equifax, like the others dont matter. Why is equifax so important than the others, i have a lower equifax score than the other 2 bureaus, why is that? is equifax more inportant than the other?

Answers:

1) Each of the three credit bureaus – Equifax, Experian, and TransUnion – are equally important. My guess is that Equifax is always listed first, since it comes first alphabetically. As for the lower Equifax score, it could be a number of things. However, what I can say is that Equifax is reporting something negative that is missing from your Experian and TransUnion reports ...or... Experian and TransUnion are reporting something positive that is missing from your Equifax report. My initial recommendation would be to - compare the reports side-by-side to see whether there are any differences in the number of creditors and/or payment history. Unfortunately, I'm not able to tell you anything more without seeing the reports firsthand. Hope this helps, -Ted

2) Equifax offers you your FICO score, the others do not. 90% of lenders go by your FICO score. FICO could be lower, because it is a more accurate view of what you got. My TU is always the highest, my experian alwasy the lowest and my EQ is always in the middle.

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