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chase id protection vs lifelock help me decide?*
I currently have lifelock and deciding to switch to chase. I know that chase will give you instant acess to your credit files online and are unlimited. Does chase put fraud alerts with the 3 credit reporting companys like lifelock does. And lifelock sends your credit reports through the mail. Does chase call you or does the company where the credit app is being opened call you .
Answers:
1) chase ID protection will alert you by email daily online or weekly by mail. Chase does not put a fraud alert on your credit file they will monitor your social for changes on your credit file including new accounts new inquiries change of address and improved accounts. Realistically it takes less than 5 thousand dollars to solve an id theft case theres no need for up to 1 million. Fraud alerts can be annoying and time consuming. there are 2 options 1 report and 1 score with 3 bureau monitoring or 3 reports and 3 scores with the same monitoring.
Sincerely,
J.P. Morgan Chase Associate
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