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i have the worse credit score, and i need to finance a car. what are my options?*

well i need to finance a car and i haven't had credit for that long. a little over a year. i have 4 credit cards (2 of which i closed) on my credit report, my longest one (which is still opens) shows me as 30 days late. my second longest one is perfect. my third longest has me down for 60 days late. and my shortest is perfect as well. Well, this puts me at a ****507**** credit rating. I know this is horrible, I don't need it to be said lol. I'm working on it though. I just paid one off, and I hope in a couple months to have the 2 active ones 50% paid off and the other one paid off completly. Thing is, my car is killing me. Well, my boyfriend pays 1200 a month on his car, my car, and insurance. (he bought it as a gift so he wants to pay for it) he can't afford this anymore. so we are gonna get an older car for me (to lower insurance) and then also get smaller payments. What are my options for financing because I am looking to do all this by May or June..

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