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Accrued interest on 0% intro credit card?*
I have a Citibank Platinum Plus credit card, which came with an intro offer of 0% APR for 12 months. I'm planning on paying down most of my balance by the time the 0% intro rate expires (it will then change to a 9% apr). But now I'm wondering if I still carry a balance after the 0% intro period is up, will I be charged for interest that would have accrued for the whole year? I know this is a common practice with retail credit cards, but I don't know if it works the same with regular ones. I've read the fine print on my credit card contract, but I'm just not sure about this part of it.
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