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My Exhusband and I have each others car loan, we need them switched but...?*

The vehicle is driven, registered and insured by me but my Ex has the loan on it...and vice versa, I have the loan on his car. We have about $4000 left on each vehicle, but I bought my SUV used and its too old and has too many miles to qualify for a car loan and I can't seem to get a personal loan for that much. The easiest thing to do is just switch the cars, but I LIKE my SUV...its well maintained and clean...his car, well, he doesn't maintain and take care of it.

Answers:

1) Seems like you could sell them to each other or do some sort of legal trade. But there are millions of laws in this free country, so you might want to run it by a lawyer or maybe court clerks office could offer a suggestion.

2) You can get a personal loan. Personal needs are as varied as the people are of varied types. Everyone needs something and the needs are not the same in every case. So, they are very much personal. Yet, the intelligent lenders have brought up a broad category of loans for all these people whose needs are very much personal. These are the personal loans to get you off the hook of any financial crunch that may arise due to personal cash needs. Personal loans are available to everyone. They are meant for those who can pledge collateral for their loans and are for those too, who can not pledge any collateral. http://best-loans.awardspace.com/personalloans.htm If you can pledge collateral for your secured personal loans, you are sure to grab the personal loans at cheap rates because here, your collateral gives an assurance of safe return of the money to the lender. Again, if you are not having any collateral or have any problem in pledging it, there are unsecured personal loans to aid you personal loans are also available for the bad credit rated folks who can grab the loans with a moderately higher rate of interest. Personal loans are processed fast when available online.

3) There are websites with information about taking over someone else lease, they are actually for people who are leasing a car and no longer want it, but don't want to lose money on it, so someone else basically transfers the lease to someone else. I don't know if they have anything else like that for regular car loans though. I've bookmarked this site to go back to next time I need a loan... http://www.knowledged.info/go.php?link=auto See ya.

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