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Does your credit rating follow from Canada to the USA? I live in both countries.?*
I would like to know if my good credit rating in one country will follow and be accessible in another country? Or not? I keep bank accounts and credit cards in both Canada and the USA. When I ask this question to bankers or others they don't know the answer.
Answers:
1) It's not that your credit reports are transferrable. Wherever you first lived is where you would have established a credit profile first. If you are a Canadian you will have your own independent Equifax/Transunion profiles in Canada. Once you go the the US and start banking and applying for credit then you will have independent profiles in the US with Equifax/Transunion/Experian. If there is insufficient information available say on your US profile, lenders/banks may simply request a Canadian credit report from you.
2) Try this. It`s may help.
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