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How to get a small loan?*

Alright so basically I just want to get any sort of loan to pay it off and watch my credit score go up, idc if its 1000 dollars and i put it into my savings account and have them auto withdraw but is there any possibly way in this credit crunch?

Answers:

1) Go the bank

2) I just got $100,000 from two banks, in September, 2008. I only had a credit score of 723 and 697, and 5 years history. I was first turned down by Wells Fargo, but then to my surprise two local credit unions gave me more than expected. You just have to prove your ability to repay that's all.

3) If you are thinking about getting a loan, then you should know about the basics before you get started. If you understand the basic dos and don’ts of loans, then you will be better equipped to find the best loan for your needs. Whatever type of loan you are applying for, you should follow these basic rules to help you find the best deal when searching for a loan, it pays to do your research. Look for as many suitable lenders as you can, so that you can find the very best deal. There are many online pages that allow you to compare loan rates from a variety of lenders. As well as looking online, check out your high street banks and mortgage lenders for deals too. You may find the loan that you need here, http://best-loans.awardspace.com/ If possible, try and avoid taking out secured loans. If the amount you need to borrow is small or you have good enough credit to borrow without collateral, then do so. Although unsecured loans have higher rates, they are less risky because your home will not be at risk if you cannot make the payments.Try and take a loan out over the shortest period you can afford. Taking loans out over 10 years or more can be risky, and you cannot be sure what your financial situation will be at that time.

4) That is a very small loan, banks would not approve it, you need to go to a Credit Union and apply, but remember you have to be a member, here is a link http://www.creditunionsonline.com/ for some credit unions in your area, also there are companies such as https://www.beneficial.com that they are known for small loans, but they are also known for high interests rates: neverthless, for a small amount I don't think it really matters just remember the longer it takes to pay it the more you will end up paying here is another link for you to calculate your monthly payments http://www.bankrate.com/brm/popcalc2.asp Also make sure to ask if they submitt your information to the Credit report for timely payments Good Luck

5) Try getting an online auto loan quote. http://www.goodinternetdeals.com/Auto-Loans.html The automated form will let you know if you can be approved. It's free and you can get an answer in minutes.

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