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County Court Judgement paid but still showing as not...?*

I had a County Court Judgement issued in error a few years back, it was a mistake on a old debt that I did not know about as i had moved. I paid it off over a year ago but according to the court and credit searches its still showing as outstanding, the County Court have said that the company involved are not obliged to tell them its been paid, surely this cant be right as its affecting my credit and the company will not send a letter to the court despite contacting them 3 times. By the way I am in the UK...

Answers:

1) You have to get a 'Certificate of Satisfaction', a few years ago they cost a £1. try the local council offices, or ask at the court as to where you get one. I had to get one for a mortgage, I joined a book club, but never read the small print where it said I was obliged to buy some books each month, of course I never did, and when applying for the mortgage I owed £14.00 and it came up as a defualt, I was furious, as I never wanted the dam books in the first place.

2) They are correct. You are the subject of the court ordered judgment, therefore, it is your responsibility to show that you have complied. The company does not communicate directly with the court when they have been paid. That is your job. When you paid them off, they should have given you a "satisfaction of judgment" letter, which is a form of receipt. You need to file this with the court. Just go to the clerk of the court that issued the judgment and they will help you. A sample form supplied by one county is linked to below. http://www.co.stephenson.il.us/circuitclerk/Forms/iSATISFACTION%20OF%20JUDGMENT.pdf

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