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<title>Credit Options Feed</title>
<link>http://www.creditoptions.com</link>
<description>Explore your credit options. Learn about credit reports, credit repair, debt consolidation, personal loans, mortagages and debt management.</description>
<language>en-us</language>

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<title>Mortgage Loan: The Biggest
Credit Decision of Your Life</title>
<link>http://www.creditoptions.com/mortgage-loans/mortgage-loans-biggest-credit-decision.asp</link>
<description>When you begin shopping for a mortgage loan, remember that the only person who is completely dedicated to serving your best interests is yourself. Mor</description>
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<title>Mortgage Tip for First Time Home Buyers</title>
<link>http://www.creditoptions.com/mortgage-loans/mortgage-tip-first-time-home-buyers.asp</link>
<description>Going through the purchase of your first property can be a bit intimidating. Yes, you can read books and get help, but doing something for the first t</description>
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<title>What is Credit Repair?</title>
<link>http://www.creditoptions.com/credit-repair/what-is-credit-repair.asp</link>
<description>Put simply, credit repair in the process of improving &lt;a href=&quot;http://www.creditoptions.com/credit-reports/understanding-your-credit-score.asp&quot;&gt;your c</description>
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<title>What Items On Your Credit Report
Can Be Disputed</title>
<link>http://www.creditoptions.com/credit-repair/what-credit-report-items-can-be-disputed.asp</link>
<description>So you have a bad credit score.  Whether it is caused by irresponsible management of your finances while you were in school, fallout from a divorce, e</description>
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<title>Credit Report Errors
Do Happen...Frequently</title>
<link>http://www.creditoptions.com/credit-reports/credit-report-errors-do-happen.asp</link>
<description>Many people erroneously believe that credit repair is for a minority of people and does not apply to them.  After all, the credit bureaus are huge cor</description>
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<title>Is it Ever a Good Time
for a Payday Loan?</title>
<link>http://www.creditoptions.com/payday-loans/good-time-for-payday-loan.asp</link>
<description>For many people, getting a payday loan is a scary prospect and for good reason.  Payday loans can start people down a slippery slope by allowing them </description>
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<title>Purpose and Management
of your Credit Score</title>
<link>http://www.creditoptions.com/credit-reports/credit-score-purpose-and-management.asp</link>
<description>Credit scores are so ingrained in our society it almost seems like they have always been there.  Most people realize that your ability to buy a home, </description>
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<title>The Myth of Easy
Credit Report Repair</title>
<link>http://www.creditoptions.com/credit-repair/myth-of-easy-credit-report-repair.asp</link>
<description>Do a search for credit repair or navigate through the forums that are popular with consumer advocates and credit repair specialists, and you will like</description>
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<title>What is the Right Debt
Consolidation Program for You?</title>
<link>http://www.creditoptions.com/debt-consolidation/right-debt-consolidation-program-for-you.asp</link>
<description>Life is no bed or roses, we all know this but there is no reason why you should stay in a state of anxiety if you have financial worries. Be sure of t</description>
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<title>Change Your Way of
Thinking About Credit</title>
<link>http://www.creditoptions.com/credit-cards/thinking-about-credit.asp</link>
<description>Credit cards have a psychological effect on most people. We have all charged something and not felt we paid for it. Even when we get the bill we look </description>
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<title>Credit Card Tips</title>
<link>http://www.creditoptions.com/credit-cards/credit-card-tips.asp</link>
<description>&lt;h2&gt;Don't put yourself in debt&lt;/h2&gt; 
Do you pay off your balances every month? Probably not. Most people don't and that is why credit card companies </description>
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<title>Get 'em
Young</title>
<link>http://www.creditoptions.com/credit-cards/get-em-young.asp</link>
<description>My GPA sucks but I've got great credit. Credit card companies market hard to college students. Ever wonder why? A typical college student makes about </description>
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<title>Does Credit Repair
Really Work?</title>
<link>http://www.creditoptions.com/credit-repair/does-credit-repair-really-work.asp</link>
<description>&lt;h2&gt;Why is it so common to hear that bad credit can't be repaired?&lt;/h2&gt;

Credit is a way of life in America. Without good credit, you have to take y</description>
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<title>Can Consumers Fight Back
Against Credit Fraud?</title>
<link>http://www.creditoptions.com/identity-theft/can-consumers-fight-back-against-credit-fraud.asp</link>
<description>In this age of information, credit fraud is not a difficult crime to perpetrate. The idea that a thief could gain access to your account information o</description>
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<title>Newlyweds and their
Future Credit</title>
<link>http://www.creditoptions.com/credit-counseling/newlyweds-and-their-future-credit.asp</link>
<description>Many people planning to be married take time to reexamine financial priorities, set a new budget, and establish savings or debt reduction goals. Being</description>
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<title>The Fair Credit
Reporting Act Summary</title>
<link>http://www.creditoptions.com/credit-repair/the-fair-credit-reporting-act-summary.asp</link>
<description>&lt;i&gt;Public Law 91-508&lt;/i&gt;



The &lt;b&gt;Fair Credit Reporting Act&lt;/b&gt; (FCRA) allows a consumer to challenge the information on his &lt;a href=&quot;http://</description>
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<title>Loan Applications Start
with Your Credit Report</title>
<link>http://www.creditoptions.com/credit-reports/loan-applications-start-with-your-credit-report.asp</link>
<description>If you are considering applying for a loan, ordering a copy of your credit report may well be the best place to start. Why? Because it’s also the firs</description>
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<title>Five Reasons to Check
Your Credit Report Regularly</title>
<link>http://www.creditoptions.com/credit-reports/five-reasons-to-check-your-credit-report-regularly.asp</link>
<description>In much the same way that a resume displays your work experience to a prospective employer, a credit report provides prospective creditors (and in som</description>
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<title>Credit Score
Quick Overview</title>
<link>http://www.creditoptions.com/credit-reports/credit-score-quick-overview.asp</link>
<description>Your credit score is used by anyone loaning you money. Credit card companies, home equity lenders, auto loan lenders and finance companies all use a m</description>
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<title>Practical Tips To
Deal With Identity Theft</title>
<link>http://www.creditoptions.com/identity-theft/practical-tips-to-deal-with-identity-theft.asp</link>
<description>Possibly some 110,000 people have become victims of identity theft. Here are some tips I got in an email from a highly respected judge, who thought I </description>
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<title>How To Read
Your Credit Report</title>
<link>http://www.creditoptions.com/credit-reports/how-to-read-your-credit-report.asp</link>
<description>The Fair and Accurate Credit Transactions Act, signed into law on Dec. 4, 2003, gives every American the right to a free credit report every year from</description>
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<title>Identity Theft
- Early Detection Is Key</title>
<link>http://www.creditoptions.com/identity-theft/identity-theft-early-detection-is-key.asp</link>
<description>Protecting yourself from Identity Theft (ID Theft) is an important matter. ID Theft is defined by the Federal Trade Commission (FTC) as, &quot;when someone</description>
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<title>Understanding Your
Credit Score</title>
<link>http://www.creditoptions.com/credit-reports/understanding-your-credit-score.asp</link>
<description>&lt;h2&gt;What does your score mean?&lt;/h2&gt;
This rating system in meant to develop a snapshot of the risk you currently represent to a lender.  Several param</description>
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